Banclub Checking

This account designed for the customer who writes a numerous amount of checks each month and wants to know what their service charge will be each month.

Basic – This account provides, under a group policy, accidental death insurance coverage in the amount of $10,000.00, subject to limitations as set forth in the Certificate of Accidental Death Insurance, for the named account holder.  In the event of a joint account, benefits will be divided equally among all joint members.

Account holders are provided cashier’s checks, notary services, money orders, and traveler’s checks at no additional fee.  Photocopy service will be provided at no additional charge, with a limit of 5 copies per month.  Account holders are provided with a 3 x 5 Safe Deposit Box for one year at no additional charge.  After the first year the current rate will take affect.  Overdraft protection for qualified applicants, receive an automatic loan up to your personal credit line should you overdraw our checking account.  Personalized checks are provided to the account holder(s) at no additional fee, although the type and style of these personalized checks are limited by the bank.  The maintenance fee for this account is $8.00 per month.  * Subject to sales tax.

Family - This account provides, under a group policy, accidental death insurance coverage in the amount of $20,000.00 for the named account holder, $10,000.00 for the account holder’s dependant spouse and $1,500.00 for each dependant child of the account holder, all subject to limitations as set forth in the Certificate of Accidental Death Insurance.  In the event of a joint account, benefits will be divided equally among all joint members.

Account holders are provided cashier’s checks, notary services, money orders, and traveler’s checks at no additional fee.  Photocopy service will be provided at no additional charge, with a limit of 5 copies per month.  Account holders are provided with a 3 x 5 Safe Deposit Box for one year at no additional charge.  After the first year the current rate will take affect.  Overdraft protection for qualified applicants, receive an automatic loan up to your personal credit line should you overdraw our checking account.  Personalized checks are provided to the account holder(s) at no additional fee, although the type and style of these personalized checks are limited by the bank.  The maintenance fee for this account is $10.00 per month.  * Subject to sales tax.

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