Regular Checking

Designed for the customer who maintains a lower balance or has a higher average balance. 

By maintaining a $500.00 average monthly balance and limiting check/debit activity to 30 items or less per statement period – No Charge.  There is no monthly maintenance fee in the event your account has 8 debits or less in a statement cycle.  If minimum average balance is not maintained there will be a charge of $5.00.  If more than 30 checks/debits appear on monthly statement, there will be a charge for each check/debit in excess of 30 items of $.20.  The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.  The period we use is a statement cycle.

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